When you're in the middle of survival mode, struggling just to keep the electricity on and to keep groceries on the table, it's hard to even think about being debt free. How can you even worry about that many years in the future? The answer is you can't! You have to start that journey out of survival mode before you can even think about being debt free or retirement ...and there are several steps in the middle. I'm always honest and I never say that this is a super simple journey. Here is one of my tips: APPLY EVERY EXTRA DOLLAR TO YOUR DEBT Of course you do you want to have a small starter emergency fund (about $500-$1,000), this works as your buffer so you're not relying on credit cards anymore when unexpected things happen. But, once you have that starter emergency fund then you want to get super serious about knocking out your debt. Every single extra dollar is going to go towards your smallest debt at this point until it's paid off, then you go to the second smallest...and so on and so on. I tell people all the time, if you get to the end of the pay period and you have $5 left, there's no shame in sending a $5 payment to a credit card. If you don't, what will happen to that $5? ...it'll disappear! You'll stop at a gas station, you'll drive through for fast food, or whatever it is, and that $5 will be gone! So you have to apply every single extra dollar to your debt and get super serious! Then you have to keep hustling to reach your goals. Every single dollar counts at this point! _____________________⠀⠀⠀⠀ Check out the full post here: ⠀⠀⠀ http://www.asunnysideuplife.com/blog/how-to-go-from-survival-mode-to-debt-free⠀ OR⠀⠀⠀⠀ Head to the Blog Archives at the link in my profile @asunnysideuplife!⠀⠀⠀⠀ .⠀⠀⠀⠀ .⠀⠀⠀⠀ .⠀⠀⠀⠀ .⠀⠀⠀⠀ .⠀⠀⠀⠀ #budget #budgeting #budgetlife #deb#debt #debtfree #debtfreedom #debtfreejourney #debtfreelife #financialfreedom #millionairemindset #wahm #sahm #momlife #motherhood #family #budgetingtips #gazelleintense #budgettip #frugualliving #work #goals #debt #debtfreecommunity #daveramsey #babysteps #survivalmode #becomingdebtfree
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If your after the recipes from @eatwellforless check them out at @9kitchenau #budget #budgeting #eatwellforless
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Find a man you love & steal his hat 🧢 😉😘
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There is a fantastic 10% off sale going on through May 25 on Premium Starter Kits! I’m also offering $25 dollars cash back meaning you get all that is pictured for $119!! Send me a message so we can get you signed up! I would love to be your oil lady😊 . . . . #deals #crazydeals #budget #savingmoney #sahm #momof3 #plantbased #natural #healthymom #youareworthit #empowered
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Wake up with Brainstorm Energy💥 0 sugars, 1g Carbs, only 10 Calories #gncempire #suppliments #energy #gains #burbank #gym #fitness #time #franchise #sell #budget #empriecenter
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Come check out our student clinics if you're in need of a massage. Our students are thoroughly trained and supervised by RMTs. We offer relaxation treatments and more therapeutic injury focused treatments, and our clinics run Monday-Friday evenings. Best part is it is only $42 and insurance billable! Contact clinic@sutherland-chan.com to book your treatment! #massage #therapy #rmt #toronto #spa #relax #wellness #wellbeing #health #fitness #rehab #athlete #runner #cyclist #swimmer #lifestyle #yoga #yogaeverydamnday #crossfit #corporate #career #sutherlandchan #treatyourself #budget #fitfam
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These are the pickle jars turned piggy bank. I just posted a ton of stuff on Facebook Marketplace and plan to put the cash I make in here. But my question is; who has their EF in cash only? Is it easier than seeing it in the bank? Should we keep it in a safe? That $20 has been sitting in my wallet since I sold my Cricut, surprisingly 😩. When we get paid on Friday, I think I’m just going to withdrawn the money we have set for our EF 🤔 #letstryit . . . . #emergencyfund #cashenvelope #deb#debtfreeunity #debtfree #debtfreejourney #cutthecrap #debtisdumb #debtfreeisthenewsexy #daveramsey #daveramseybabysteps #zerobasedbudget #budget #budgeting #debtfreedom #financialfreedom #pennyinthered
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All this food for les than $25!! Gotta love the farmers market ❤️ I may never go to Whole Paycheck again, lol. #Budget, #winning
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