I believe we can all agree that teachers are one of the most under-paid professions. I’m sure some positions are paid more than others, but on average we probably wouldn’t associate the profession as “highly paid”. ▪️ When #ramseysolutions announced the recent findings for their survey of millionaires I was a little surprised to learn teachers were among the top 5 professions of those surveyed as having a net worth of more than $1 Million. 🤔 I guess this goes to show that our intentions with finances determine the results much more than the size of our “shovel”. (Our income level)
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Another BIG way I save money is by PRICE MATCHING!! • • This digital thermometer was marked $34.99 in Target, but rang up $29.99. I was able to price match to the Target.com price of $23.99!! *insert happy dance 💃🏽 💃🏽💃🏽* • • #SavingMoney #Frugal #FrugalLiving #Budgeting #SmartSpending #SavingMoneyIsALifestyle #SingleMom #TheJourneyofJanet
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A two week holiday in Japan gives you a chance to explore outside of Tokyo and visit places like Kyoto or Osaka. When planning your budget for a two week trip you'll have to take into consideration things like train rides between cities and sightseeing costs. Today I'll be sharing with you my tips and budget for a 2 Week Trip in Japan!⠀ ⠀ #cheaptravel #bud#budgettravel #cheapflights #travelonabudget #travelcheap #travelguide #globaltravel #wheretonext #bucketlisttravel #globetrotting #budgettraveller #budgetravellers #budgettraveling #budgettraveler #budgettravelling #budget #budgetplanner #budgeting #jap#japantravel #visitjapan #explorejapan #tokyo #kyoto #osaka #japan
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PASTORS + CHURCH LEADERS! If you want to learn more about church finances - budgeting, giving to missions, buildings, developing legacy givers, and so much more - you don't want to miss this EXCLUSIVE, one-time training event with @pastorchrishodges, @leedomingue, Ronnie Bennett, and other @churchofthehighlands staff. This is an IN-PERSON ONLY training event and will not be available for live streaming, so make plans to join us in Birmingham, April 16th. REGISTER TODAY at growleader.com (link in profile). . . . . #chu#churchnce #churchfinances #legacy #legacyteam #legacygiving #church #pastor #pastors #churchplant #churchplanter #churchplanters #giving #missions #budget #budgeting #kingdombuilders
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The past two days, I’ve spent time going through my pantry and taking inventory. Sadly, I haven’t even touched my spices, which are pretty significant in this entire process. I did make it through my meats, veggies and pastas/grains- so hoping to save some money coming up, in groceries. ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ I used the app List Ease, and i would recommend it. I was looking at at Out of Milk, but for the pantry, you can’t scan barcodes. ——————————————————— ⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀⠀ #workingmom #busymom #mom #militarymom #sidehustles #hustle #progressoverperfection #lifestyle #Budget #budgeting #deb#debtfreecommunity #debtfreejourney #debtfree #zerobasedbudget #daveramsey #cashflow #bills #broke #girlmom #financialfreedom #fpu #tmm #pantry #inventory #organization #savemoney
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Here it is, my 2,000 follower GIVEAWAY! In the comments, write something you have learned or would like to learn from @thekoshercouponlady and then tag a friend. Then, repost (via repost app or screenshot) with the hashtag #SayByeToBroke. MAKE SURE TO COMPLETE BOTH STEPS TO WIN. I will be checking entries using a hashtag search. CONTEST ENDS February 24th at 11:59pm EST. Open to US residents only. Thank you again for 2,000 follows! 💙 #savemoney #ShopSmart #kosher #kosherfood #koshercouponing #couponing #couponnewbies #neverpayfullprice #neverpayretail #extremecouponing #extremecouponers #smartshopper #frugal #frugalliving #budgeting #savvyshopper #whypayretail #whypayfullprice #whypaymore #moneysaver #smartshopping #smartmoney #author #authorlife #onabudget #kosherbloggers
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It's National Love Your Pet Day! Please comment with a photo of your fur, fin or feather baby and your top tips for budgeting for pet expenses. #nationalloveyourpetday #furbaby #budgeting #moneytips #financiallyfit
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"Mom, I forgot my allowance! Can you buy me this and I can pay you later?" "Mom, I forgot to bring my birthday money to the store and I really want this toy!" How many times have you heard your kids saying these things? Our app will enable you to not only track your budget, but track your children's money as well. Follow our page to be the first to download our app! • • • #allowance #money #spendingmoney #birthdayspending #christmasmoney #kids #parenting #parenthood #kidbudget #budget #momoneymoproblems #shopping #toymoney #mykidsaremylife #mykidscomefirst #mykidsrock #allowanceday #piggybank #piggybanks #piggybankmoney #loosechange #savingmoney #budgetplanner #budgetmom #budgeting #budgetingmum
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Regram from @vividadvisers: Jump onto our FB page to join in on Tight Arse Tuesday. Share your money saving tips to WIN one of our Keep Cups and Journals. https://www.facebook.com/vividadvisers/ #savingstips #mon#money #budgeting #financialwellbeing #financialadvice #financialstylist #financialfreedom #goals #dreams #stressless #achievemore #money #finance #values #tax #accountants #accounting #alburywodonga #vivid #vividadvisers #designyourlife
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feeling giddy about flowers! Photo by @mariellevchua
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I know February isn’t over yet but I am way too excited for March because for us it’s a THIRD PAYCHECK month!! 🙌🏻🙌🏻🕺🏻 — If you get paid bi-weekly (every other week) then twice a year you will receive 3 paychecks within one month. This feels like extra money because you are used to budgeting and living off of just 2 paychecks for the month, but it's really not extra because remember, you still have to wait 2 weeks for that next check! So it has taken us a little trial and error to figure out how to best handle this "extra" paycheck, maximizing debt payoff but not messing up the next month's budget. So here's how we handle a third paycheck: 1️⃣ We deduct 2 weeks worth of grocery, gas, and personal money to put in our cash envelopes to hold us over until next month's first check. While all other bills are monthly, these envelopes are "weekly" expenses. So we need to make sure we are funding these accordingly. 2️⃣ We hold any funds needed to cover bills due early the next month, possibly before we get our next paycheck. But remember, that means it won't come from the next months income, so we can throw more at debt in April. 3️⃣ Now the fun part: throw what's left of that third paycheck straight to DEBT!!! — #threepaychecks #debtfree #budgeting #budgetlife #babystep2 #financialtips #personalfinance #biweeklypay #payingoffdebt #cashenvelopes #budgettips #llnoe #daveramsey #deb#debtfreejourney #zerobasedbudget #extrapaycheck #budgetnerd #debtfreejourney #debtfreecommunity #payingoffstudentloans
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What if there were an app that brought budgeting to the sharing economy, would you find value in that? #budgetingapp Interviewing real people to learn what they have to say about ways to manage their finances.
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Did you know you could receive up to $10,400 in BC provincial and federal grants if you open a Registered Education Savings Plan (RESP) for your child? Message us for more information about RESPs; we'd love to help plan a bright future for your little superstar! ✨ ⠀⠀⠀⠀⠀⠀⠀⠀⠀ 您知道您的孩子越早登記註冊教育儲蓄計畫(RESP),您就可以從省及聯邦政府獲得最多高達$10,400的教育儲蓄贈款嗎?如欲進一步了解該計畫,請IG私信,我們竭誠幫助您為您的孩子規劃未來。
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1. Dealers will typically mark up a loan by about 2% on the average #car purchase. That’s why we strongly recommend you secure financing on your own as a first step. So, go to your credit union, online bank or traditional bank and prequalify for a #car#carloan (or apply online.) That tells you how much car you can afford and what type of #monthly payment you will have to budget. 2. When you stretch the loan out to 60 or 72 months, that’s when you end up owing more than the car is worth and the payments will just continue to eat away at your #budget and #savings. 3. When you go to the dealership to sign the paperwork, make sure what is in the purchase agreement is what you’ve agreed to previously. If it’s not the same, do not go through with the deal. The best way to protect yourself in a #dealership is to be willing to walk out. #clarkyourlife #carbuying #tips . . . . . #cardealer #buy#buying #moneygoals #moneymotivated #budgeting #canyouaffordit #buying #loan #carloan #autoloans #carshopping #stayontrack #planningahead #financialfreedom #financialplanning #smartmoney #personalfinance #debtfreejourney #moneymanagment #cashflow #successmindset
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💕💞🐾💕💞🐾💕💞🐾 We’re All Set And Ready For Saturday’s Pink Paw Patrol Party!!!! 🍭🍡🎉🍭🍡🎉🍭🍡🎉🍭🍡 #iCreate Children's Parties Are The Best!!!🎉🎊🍭🍡🍭🍡🎉🎊 #Can#CandyBuffets #Yum #DessertTables #MixItUp #LetsPlanIt #AZcandy #AZEvents #GoodyearAZ #PhoenixAZ #PeoriaAZ #ScottsdaleAZ #AZParties #AZCandy #Candy #PartiesForKids #Bab#BabyShower #ItsAgirl #ItsAboy #Baby #CuteBabies #FroBabies #Budgeting #KidParties #ChildrenParties #northphoenix #Avondale #AZKids
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#Repost @daveramsey with @get_repost ・・・ Your budget at 25 won't look like your budget at 35, and that's completely normal! #budget #budgeting #debtfreecommunity
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WoooHooo! A brand-spankin' new chart for you. I've had many requests for an SUV chart, as Car and Truck neither really fit. Well here ya go :) - - - #debtfreecharts #suv #daveramseybabysteps #budgeting #totalmoneymakeover #livelikenooneelse #debtfreedom #debtfreecommunity #debtfreefamily
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Meanwhile, our grand total is rising 😊🙌🏾 _______________________________ This could be the year you save more, pay off debt, increase your networth and build wealth. But you have to want it bad enough to make your money moves today. _______________________________ Don't go it alone. Follow #one#onesavvydollar for all your daily money tips. . . . #onesavvydollar #millennialmoney #moneymoves #millennials #fin#financialgoals #smartmoney #moneycoach #moneymatters #moneysmart #savemore #habits #wealthbuilding #personalfinance #newyork #nyc #moneysaving #bud#budgetingtips #financialgoals #moneygoals #moneymindset #financialliteracy #budgeting #moneytips #deb#debtfreejourney #mindsetiskey #debtfree #newhabits #pushyourself #stopspending
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In today's #mot#mot#motivationalmonday vlog I'm sharing one of my favorite tips for what to do when you're feeling unmotivated about your goals. ⠀ ⠀ The truth is that this journey is hard, and some days we just need to switch it up. Sometimes we need to rest or do something spontaneous...just something to help us hit pause and regain control of our lives. Remember, we don't want a quick fix...we want real long-term success...that's why this tip is so crucial to your success!​⠀ ____________⠀⠀ Watch today's Motivational Monday Video on my YouTube Channel ⠀⠀ ----->> youtube.com/c/asunnysideuplife⠀⠀ OR find the link in my profile! @asunnysideuplife⠀⠀ ____________⠀⠀ Need some resources to help you get started? Check out my Blogs, my YouTube Channel, + all of my Budgeting Products in my profile link! @asunnysideuplife⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀ .⠀⠀⠀⠀⠀⠀⠀ #motivationalmonday #mondaymotivation #ins#inspiration #budget #budgeting #budgetlife #debt #debtfree #deb#debtfreedom #debtfreejourney #debtfreelife #momlife #happymonday #inspiration #intentionalmotherhood #motherhood #youtube #youtuber #wheretostart #debtfreecommunity #thedebtfreecommunity #2018goals #familyfirst #weredebtfree #debtfreeliving #debtfreedom #motivation #unmotivated
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Jump onto our FB page to join in on Tight Arse Tuesday. Share your money saving tips to WIN one of our Keep Cups and Journals. https://www.facebook.com/vividadvisers/ #savingstips #mon#money #budgeting #financialwellbeing #financialadvice #financialstylist #financialfreedom #goals #dreams #stressless #achievemore #money #finance #values #tax #accountants #accounting #alburywodonga #vivid #vividadvisers #designyourlife
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We all know kids are expensive, but birthdays can be expecially rough on the wallet. Check out these tips to plan a kid party on a budget! https://www.thespruce.com/plan-a-kids-party-on-a-budget-2104680
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Hi! I'm Brittany. A 30 year old looking foward to embracing financial freedom. I'm tired of carrying the guilt of debt especially since I work in corporate finance. Yes, you read that correctly, I work in finance. I knowingly made decisions at one point in time that were to my detriment😕. I also know the only person that can fix this is me! So here we are. Looking foward to sharing my journey, learning new information and any words of encouragement this community may have. #debtfreenewbie #debtfreecommunity #debtfreejourney #financialfreedom #nomoredebtslavery #personalfinance #budgeting #forecasting #babysteps
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Can't believe it's already time for me to start thinking ahead and planning for #3rdgrade ! Evelynn is doing so great with school and we should be right on track to start the next level this summer or fall! And Josiah will be starting #Kindergarten and Nemi doing #Preschool Life is flying by!!! #homeschooling #budgeting #teaching #momof4 #homeschoolingmom #flexibility
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PIZZA SCROLLS to freeze The weather isnt nice, and the other half has the car, so thought we would make some pizza scrolls for our morning activity. We had all the ingredients in, so cost us nothing and taste yummy. I will now pop these in the freezer, perfect for packed lunches. Result: spending time being creative with the kids and another thing I can pull out of the freezer the night before for lunches. 1/ Layer puff pastry out 2/ Spread passata (or even tomato/bbq sauce) 3/ Sprinkle cheese and any other ingredient you want on. 4/ Roll it very tightly and slice 3cm wide. 5/ Put on a greased tray and slightly squash them. 6/ Brush with egg white 7/ In the oven 200degrees for 15-20mins #lif#lif#lifestyleger #life #lifestyle #money #moneysaving #budget #budgeting #kids#family#lunches#packedlunch#food#foodie#workingmum #workingmom #mums #pizza#italy @mysclifestyle
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I probably shouldn't have done the math, but it's time to face the facts... It is going to take us 42 months to pay off our debt, and at the end all we will have to show for it is a travel trailer that is all ours. 😳 . . At first I was very discouraged by this, but the more I think about it, the more motivation I am getting to find ways to cut our budget, and bring in extra money so that we can get this paid off even sooner! . . What are some ways that you bring in extra cash, besides selling things? My husband works overtime, but since he just started his job he banks his overtime as comp time instead of taking the extra pay. We can cash this out at anytime if need be, which is reassuring. . . . #deb#debtfreeunity #llnoe #daveramsey #babysteps #budget #budgeting #goals #debtsnowball #debtfree #debtsucks #momoffour #momof4 #sahm #asimplifiedlife #babystep1 #livelikenooneelse #financialfreedom #financialpeace
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Do you wonder where your money goes in between paychecks? Do you think your debt is unbeatable? Do you want to get better with money but don't know how? Excelling in personal finance is a skill. You can learn, improve, grow and change your situation, with the right tools and resources. You can manage your money, even if you think you don't have enough of it. Like any skill, it needs to be trained and perfected. If you need help in the realm of budgeting and saving, get the help you need. Schedule a free consultation with me to get the conversation going! https://citygirlsavings.com/consultation/
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Tostadas for dinner tonight made with the taco meat I had in the freezer from the last time we had them. This is one of my favorite things to make because it’s so fast and easy and my son loves it. It’s fairly frugal and super easy to customize and cut costs even further if you make all the items yourself. If you’re pressed for time or don’t want to deal with extra dishes, you can buy canned refried beans and premises tostadas and you’re good to go. #debtfreecommunity #llnoe #debtfreejourney #budget #budgeting #frugalliving #debtisdumb #debtfreeliving #personalfinance #debtsnowball #debtavalanche #financialgoals #babysteps #babystep2 #financialfreedom #debtfreegoals #debtfreeaf #zerobasedbudget #homeeconomist #cashisking #cashenvelopes #daveramsey #brokeonpurpose #men#menuplanning #menuplan #frugalmeals #nowaste #batchcooking
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What’s the value in having ONE firm that completes your payroll, accounting, and tax services. The most important advantage is TIME SAVED! That’s right! When you have the same accounting firm complete the 3 most important tasks to any business, it saves you a ton of time. You won’t have to push reports from one provider to the other because they have it ALL for you. Also, there is one person who is committed to serving your firms and because they are able to see all of the moving parts, the amount of value you receive is MASSIVE! Contact us today to learn how we can propel your business to the next level! It’s free to start!!!
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We opted to buy the @ikeauk #tuffing #bunk bed as we were on a #budget. All the wooden bunks were quite pricey. I really wanted a white bed but decided to compromise due to the low price of this bunk. If I want to change it, I can, in the future, without feeling guilty about spending £££s! But for now it's functional. Can't have everything when you're on a budget, but alhamdulillah! 🖤 #shared #siblingroom #budgeting
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So much more than food! Come check @mybargainmartcs out today to see what’s #new • Open M-F 9-6 & Sat-Sun 9-5 • EBT gladly accepted as well as credit cards and cash. • • 2833 E Fountain Blvd • #momandpopshop #dis#discounteryoutlet #discount #discounts #discountshop #budget #budgeting #foodbudget #couponsnotneeded #savings #smallbusiness #smallbiz #localbusiness #localbiz #shopsmall #shoplocal
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Thank you to everyone who participated in our Early Bird Special! We completed more than 75 individuals returns and upwards in the near 100s for small businesses and February is only HALF over and we’ve already had such a busy season! We are still processing returns, visit the link in our bio to schedule your intake session.
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Here's an example of one of the worksheets I keep. Every few days I get into my binder to keep track of our spending categories. I take out cash for certain things but other things I prefer to keep in my checking account even though tracking is a little more work. I usually budget $60 for gas since I carpool, but since my carpool partner's family is down to one car and won't be driving for a while, I budgeted $120 for two weeks. I always cut it close when to comes to grocery shopping. Even though my sheet shows me in the negatives, I have some cash in my wallet that I moved around. I'm going to stop that by keeping the kids' money in my account and keeping track of it this way. I give us $225 every two weeks plus $200 from my monthly check. #debtfreecommunity #debtfreejourney #budget #budgeting
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What type of financial goals do you have now and what are you doing to achieve them? 💰#savingtogether Interviewing real people to share their life goals.
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I’m finally sharing our new, ongoing project: Travel Rewards. 💳 ————— We’ve had a change of heart (mind) when it comes to credit card usage. 💚 #neversaynever ————— We hope you’ll still love us, even if we play with snakes now. 🐍 Please be kind. 🙏🏽 ————— Link to blog post in bio ————— Photo credit: pointstravelers.com ————— The purpose of this post is to be transparent in our financial independence journey, not to encourage others to start up with unnecessary (or non-budgeted) credit card spending.
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💕 Day dreaming 💭🌍 . There’s finally a little bit of rain today and the temperature is cooler and it has me day dreaming about our next adventure 🗺 ✈️ . The Rijksmuseum is high on my bucket list. I adore Rembrandt and Vermeer, artists from the Golden Age 🖼 The toss up is Amsterdam or Tokyo when we finishing paying off our consumer debt 💸💳👩‍🎓👨‍🎓🚙 . It’s keeping me motivated to have no consumer debt and then cash flow a trip. We decided to take the trip then start a family - which could all happen next year. What a busy time 2019 could be! 💫✨ . Paying off debt is teaching me patience and not to rush out now and book flights. . When we tallied up the debt we owed, it was a sinking feeling and I didn’t think we would be able to get rid of it. Now being on the verge of getting our debt to $39k rather than $48k has me so excited 🤗 It might be slow progress but I am so happy to be doing it! 💵 😊 . Find something that might help keep you motivated for the day-in day-out slog and it might just give you the excitement to keep going when things get tough. Which is what I do constantly 😒 . . . #frugal #frugalliving #frugallifestyle #budget #budgeting #family #familygoals #debtfreejourney #debtfreecommunity #debtfreecommunityaustralia #pennypincher #payingoffcreditcards #payingoffloans #homecooking #healthy #healthylivingonabudget #budgettravel #dontpayfullprice . 😊🌍😀🗺
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I've decided to split my budget into two main categories. The variable is what I'm struggling with atm Its really bugging me that Im not sticking to budget. I feel most people in the community set a budget and then just stick to it so there must be something Im missing! Although there's one week left till the end of the month. I've analysed my spending for both Jan and Feb and can spot there are 4 main areas. The childcare will always fluctuate due to school holidays which is fine but one day I'd like to average out the last 12 months to create a sinking fund amount. The Petrol is really tricky, I dont particularly do unnecessary trips and for the second month I am over budget so I am thinking of Increasing this and if there's any left put that towards debt. The food shop, thanks to the lovely ladies in the community I managed to save the excessive spending and reduce the cost so I should be £50 under budget this month. Finally the miscellaneous spending, not good its becoming a throw away category. Initially I used this for those adhoc expenses such as school shoes but actually Ive spent on the odd takeout and cinema. Do you have a miscellaneous catergory?
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Another Poshmark item sold! Can’t wait to show y’all what I got from the goodwill outlets. . . . . #lularoe #lularoeamelia #sold #poshmark #poshmarkseller #floral #encouragement #sidehustle
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I’ve been told by many people that saving for college is impossible, that using cash envelopes is crazy and that paying off my mortgage early is dumb. Well I have decided to do all three and I am not listening to those who say it can’t or should not be done because they are not living my life and not making decisions for me. I am weird and wonderful. Are you? #daveramsey #deb#debtfreeunity #debtfreegoals #budgeting #debtfreecollege #beweird #debtfree #rachelcruze #livelikenooneelse
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Good reminder @marieforleo! They don't call it baby steps for no reason! In my dream world, all the debt would be gone yesterday, but in realty it's going to take time, dedication, and lots of hard work! #marieforleo #daveramsey #debtfreecommunity #budgeting #babystep1 #babystep2
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WOULD YOU RATHER continue your daily Starbucks addiction or save that money and drink coffee in a diff country?? Travel savings and budgeting all falls on the one holding the debit card - YOU! Read about all my tips and tricks when it comes to saving for travel on my blog. Link in bio 🤑 . . . . #savings #savemore #livemore #coffee #coffeeaddiction #caffeineaddiction #cafe #paris #pariscafe #travel #travelsavings #studyabroad #travelabroad #pink #monday #intention #intentionalpurchase #wouldyourather #budget #budgeting #travelbudget #mindset #thoughts #planetickets #adventurefunds
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Can’t wait to share this budget planner with y’all on Friday. When I’m not using it, it sits on top of my bill organizer so I always know where to find it.
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100+ HBCUs in America and a 150+ year history, we continue to RISE! Watch the @PBS premiere of @HBCURising on @independentlens TODAY at 9p ET & share your thoughts on the film by joining the filmmaker & HBCU community in the #HBCURising Twitter Chat during the broadcast.....
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What if? That’s something I’ve been asking myself a lot lately. What if I gave it my all? What if I trusted? What if I gave myself some grace? Easier said than done, but really. What. If. How often do we look left, look right, and let what we see around us stifle our light? The thing is - all “those” people - the ones you think have it all together? They don’t. We all wake up to crying babies, or devastating phone calls, or an empty fridge. We all finish our kids’ yogurt because #budgeting, why would you open a NEW yogurt?! 😭 We all feel the fear, tune into that scary channel in our minds, and convince ourselves that only “those people” can have the success we desire. Well let this be your sign - it’s you! You are one of “those” people to someone else. They’re watching you, even envying you. You have permission. Go be amazing! (PS: you already are).
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Big deals online right now! Better grab them now before they sell out fast. #dealfinder #clearance #kidsclothes #winterboots #toddlers #frugalmom #budgeting #savings #walmartdeals
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This needs to be me the whole month of March and beyond just focused on my work, studying, and eating healthy 😂. Florida and Houston have been fun but now time to get back to work. My 2018 starts now 😭😭😭😂😂 Anyway I'm now accepting money Coaching clients for March if you need help creating a plan for your money and extra accountability hit the link in my bio for a free 10 minute consultantation.
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If You’re trying to take control over your financial situation so that you can buy a car, a house or start a business. - CLICK THE LINK IN MY BIO TO GRAB YOUR 100% FREE CONSULTATION OR TEXT “FREE CONSULT” TO 703-298-3803 - Credit repair is not enough to get you the results you need. You need to work with a financial planner! - I provide one on one, specific financial advice for your unique situation.
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Our 1st budget meeting lasted for 2 hours. 😩 My boyfriend and I had so much to talk about. Up until the meeting we NEVER talked about finances and our idea of a “budget” was not paying a bill late. 🤦🏽‍♀️ We created some “Rules of Engagement” for the journey: 1. Both parties must agree, if not, we don’t do it. - ex: starting a new sinking fund or selling a “house” item 2. Left over money must be allocated some place it is not spending money- ex: we budget 70$ for the gas bill and it’s only 50$ that month. The extra 20$ has to allocated some where. ••••••That’s all we came up with so far 🤷🏽‍♀️ lol. What are some “Rules of Engagement” you guys have while on this debt free journey? ******Quick Tip if you have Verizon make sure you sign up for their rewards program. I redeemed a reward for a free Starbucks gift card.******** • • • • • #datingwithdebt #deb#debtfree #debtfree2018 #debtfreethewaytobe #debtfreecommunity #debtfreelife #debtsnowball #debtsucks #debtfreegoals #debtisdumb #debtfreeliving #debtfreeisthewaytobe #debtfreedom #debtfreelifestyle #debt #marchgoals #queencity #cha#charlotte #queencitydebt #northcarolina #verizonup #charlotte #budget #budgeting #onabudget #daveramsey #babystep2 #studentloans #debtfreeaf #starbucks
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Found at my local TJMaxx. Abh countour kit, lip palette and aurora glow kit #tjmaxxfinds #abh #bargainhunt #budgeting #maxxinista
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Top up shop today. I spent $43.25 in woolies and $11.75 in the reject shop (last photo). #budgeting #bud#budgetshop #budgetshop #topupshop #aussiemum #aussiebudgetmummy
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This is what my kids are having for dinner. Quesadillas made with the fajita stuff I made last night and cucumbers. I'm not eating dinner with them. I gave into my craving for a Big Mac after work and used my own spending money to pay for it even though I budget for eating out. I was so hungry and didn't think I could take the hour+ commute. Healthy? No. Worth it? Absolutely. #debtfreecommunity #debtfreejourney #budget #budgeting
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Wow our backyard has transformed 😍 Bottom: when we moved in 2015 Top: first after photo Swipe: NOW 😍🌱 All credit goes to my incredible hubby ❤ he has a new found talent at choosing and looking after plants me on the other hand not so much haha
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My taxes are finally done and my March budget is almost set! So excited to be sending most of my refund to my Citi credit card. Anyone else start on their March budget? #planning #budget #budgeting #debtfreecommunity #singledebtfreecommunity #boss #debtfreejourney #ballinonabudget #singledebtfreejourney #goals #debtfreeisthenewsexy #prerich #taxes #herewego #babystep2 #payingoffdebt
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No excuses just a poor week. Additional challenges of the school holidays but I could have planned things better. Pay day next week and Im heading to a full cash envelope system for absolutely everything.
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A lot of you have DM about where I got my envelopes from so it has inspired me to custom make 3 for 1 person! Here are the rules 1) Be following me 2) Tag 4 people who have inspired or motivated you to stay on track 3) Giveaway will close Wednesday night, 2/ 21 at 11 PST. 4) Like this post Winner will be notified throughout DM by Thursday 2/22. Each envelope label will be customized at that point. I will gladly cover shipping 😊 - #deb#deb#debtunity #debtfreejourney #debtfree #deb#debtsall #debtfreeisthenewsexy #debtfreedom #debts #debtfreeliving #debt #debtsucks #debtslave #nocredit #change #sav#savingy #extramoney #journaling #payingoffdebt #getoutofdebt #babysteps #budget #budgeting #saving #pennypinching #gettingrich #money #rich #findingpeace #nomoredebt #daveramsey
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What's that look you say?? Its the look of no makeup, no filter and being Debt Free. Why hello!!! Its been a month since I have been debt free and Im still in shock but in the best way. Now its closer to March and closer to a new chapter opening for me. Im so glad you are coming along with me through my journey. Peace & Wealth, Valencia . . . . . . #singlemomsclub #deb#debtfreecommunity #bosslady #budgeting #ladyboss #debt #personalfinance #buildinganempire #sahmlife #wahmlife #singleparent #financialsuccess #careercoach #singlemama #femaleboss #loveyourkids #debtfreejourney #fru#frugalliving #momstatus #blackwealth #sidehustle #financialfreedom #frugal #mommymogul #millionairessmama #momlife #momblogger #entrepreneurialmindset #momprenuer #motivation
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Spoiler alert: we ALL fall victim to it once in a while. . Check out the new Family Day reading material up on the blog at moneywithmon.ca (link in bio) . . . #moneycoach #financialfreedom #takeaction #workforit #noexcuses #newblogpost #fam#familydays #familyday #budgeting #deb#debtfreecommunity #debtfree
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Personal finance is a lot like getting into awesome physical shape, except with less sweating. It isn’t easy and doesn’t happen overnight, but it is a worthwhile investment in yourself. Living within your means takes practice and discipline, but you can do it. We know you can. What are your goals for this year? For today? Let us know! #thefinancetwins #personalfinance
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